Banking & Finance
THE TEMPLES OF ASSYRIA
The Assyrian Empire, comprising united city-states across regions now encompassing parts of modern-day Iran, Iraq, Kuwait, Syria, and Turkey, endured until the 7th century BCE. Temples and royal palaces served as secure hubs for merchants and farmers, safeguarding grains and commodities under the watchful eyes of priests and workers, bolstered by religious sanctity that inhibited conducting theft in a religious place.
Over time, these temples evolved into pivotal financial hubs, issuing physical receipts as proof of deposits, transferable to third parties and even extending loans at high interest rates. Cuneiform tablets meticulously recorded loan details, including repayments. During wars, temples being the financial centres became hubs for amassing loot and ample treasury. Over time, temples stopped being the financial centres and kingdoms developed various different hubs to cater to various financial services like safe-keeping of money, lending money, minting currency etc. With each hub exclusively undertaking a specified task.
Connecting Assyrian Financial Innovations to India's Contemporary Banking Landscape
Just as Assyrian temples pioneered structured finance and record-keeping, India’s financial services sector reflects a similar evolution, driven by economic liberalisation, rising incomes, and a shift toward consumer credit. This growth has amplified demand for products like retail loans, insurance, and pensions.
Our banking and finance team, domestically and internationally navigate these dynamics with precision, addressing regulatory challenges and sector-specific norms. Furthermore, debt instruments remain an important way of funding enterprises. Our dedicated team excels in all facets of banking and finance law around the world, including syndicated and structured finance, asset finance, and debt finance (in Rupee and foreign currencies). We comprehend the intricacies and sensitivities from both borrower and lender perspectives, ensuring robust outcomes.
Why engage our Lawyers
Deep Understanding of Indian Financial Ecosystem
In-depth knowledge of the regulatory ecosystem covering the banking space as well as sector-specific norms governing lenders, borrowers, and intermediaries.
Comprehensive Transaction Support
End-to-end advisory on syndicated and structured finance, project and asset finance, rupee and foreign currency loans, security creation, inter-creditor arrangements, and refinancing, from initial structuring to documentation and closing.
Balanced Perspective for Lenders and Borrowers
While we advise funds, foreign lenders, banks on one hand, we also advice and borrowers, guarantors, and trustees on the other hand. This enables us to advice the lenders, keeping in mind the general desire and outlook of the borrowers. By virtue of this, we can provide a 360 degree perspective to the clients on the lending transactions.
Cross-Border Financing Capabilities
Seamless handling of cross-border finance transactions by working with leading global entities.
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