India’s financial services sector has generally seen strong growth over the years, driven by rising personal incomes, corporate restructuring, financial sector liberalization and growth of a more consumer-oriented, credit-oriented culture. This has led to an increased demand for financial products such as retail loans, insurance and pension products. Our team is well-aware of the ever-changing requirements and norms and challenges posed by this sector and can handle each assignment with detailed precision and expertise.

On the other hand, while financial requirements undergo constant change, debt instruments remain an important way of funding enterprises. Our team consists of lawyers focusing on all aspects of law relating to banking and finance, syndicated and structured finance, including asset finance and debt finance (Rupee as well as foreign currency denominated). Our team understands the technicalities and sensitivities involved in such assignments, whether acting for the borrower or the lender.

Our gamut of services in this area of practice includes preparing, reviewing and negotiating loan and facility agreements (Rupee as well as foreign currency denominated), common loan agreements, guarantee facility agreements, inter-creditor agreements, security agreements, security trustee agreements, trust and retention account agreements and escrow agreements.